Refund and Returns Policy

Purchase Terms of Agreement

The purchase of digital products, including PDF downloads and online material is subject to the following terms and conditions. Consumers are advised to review carefully before making any purchase.

Payment and Refund Policy

All transactions for the purchase of intangible products, pdf downloads, resource material, and online content are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.

Digital products such as ebooks, and readings in pdf or mp3 format purchased on www.karma22codes.com are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.

Digital products such as full courses with over 5 hours of teaching content are eligible for a refund within 72 hours from the purchase time.

Digital products such as mini-courses with a duration of up to 240 min of content are not eligible for a refund since these are informational products that can be “consumed” within 24 hours.

Delivery of Goods and Services

If you did not receive the digital product upon purchasing, check your email again (refresh email) as well as check your account status on karma22codes.com. Otherwise, contact info@karma22codes.com with your transaction/payment details to ensure your product is delivered as soon as possible.

Exchanges

We only replace items if they are defective or damaged. If you need to replace it for the same item, send us an email at info@karma22codes.com